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What is Capco Capital?Capco Capital is your strategic partner in business financing. We’re more than just a commercial loan brokerage — we’re your advocate in the lending world. Our mission is to connect small and mid-sized businesses with the capital they need to grow, thrive, and seize opportunity. With access to a powerful network of lenders, we tailor each solution to fit your unique needs — fast, flexible, and hassle-free.
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Why should I use Capco Capital's marketplace instead of going directly to a bank?When you go straight to a bank, you're limited to their narrow lending criteria, high regulations, board approvals, and long wait times — which put you at risk of missing out on better offers. At Capco Capital, we work with an extensive network of funding sources — from traditional banks to private equity firms, family offices, hedge funds, and alternative lenders. This allows us to shop your deal across multiple competitive partners to uncover the best terms available. Our lenders often require less documentation, offer faster approvals, and can say yes when banks say no. We simplify the process, maximize your options, and work relentlessly to get you the deal that makes the most sense for your business goals.
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How much does it cost to work with Capco Capital?Every loan has a cost — whether it’s built into higher interest rates, buried in bank overhead, or paid out as an origination fee. At Capco Capital, we believe in transparency: we earn a standard origination fee, but only if we successfully place you with funding. It’s the same fee a bank quietly uses to pay its in-house loan officer — but unlike the bank, our agents work for you, not a single institution. We shop your deal across a wide network of lenders, negotiate the most competitive terms, and fight to get you funded. If we don’t deliver, we don’t get paid. That’s how confident we are in the value we bring. No upfront fees. No retainers. Just results.
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Where is Capco Capital based — and who do you serve?We’re proudly based in Lafayette, Louisiana — right in the heart of Cajun Country — but our reach spans coast to coast. Whether you’re in a booming city or a rural town, we help businesses across all 50 states get the capital they need to grow. From Main Street to Wall Street, we bring Southern hospitality, hustle, and heart to every deal we do. No matter where you're located, you’ll get personalized service, nationwide lender access, and a partner who’s all in on your success.
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How do I apply for a loan?Call us today for immediate assistance. And at any time, self-applying is simple. Click the account icon at the top right of this site’s header and create an account, then from the Client Portal, click the “Request New Loan” button and choose which type of loan you would like to apply for, then proceed to fill out the application, and upload required documents. Our team will review your information and connect with you to discuss your unique situation.
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What documents do I need to apply for a loan?While requirements vary by loan type, common documents include: Business financial statements Tax returns Business plan (for startups) Personal financial statements of the owner(s) We’ll guide you through the specific requirements for your loan type.
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How long does it take to get approved?Approval times depend on the type of loan. Some loans, such as merchant cash advances, can be approved within 24–48 hours, while others, like SBA loans, may take a few weeks.
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Can startups qualify for funding?Yes! We offer financing options specifically for startups, including SBA loans, equipment financing, and unsecured business lines of credit.
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What if I have bad credit?We work with a variety of lenders who consider more than just your credit score. Options like accounts receivable factoring and purchase order financing focus on your business’s cash flow and future potential.
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What is the difference between secured and unsecured loans?Secured loans require collateral, such as real estate or equipment, and often have lower interest rates. Unsecured loans don’t require collateral but may have higher interest rates. We’ll help you determine which option best suits your needs.
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What is an SBA loan, and how do I qualify?An SBA loan is a government-backed loan that offers low interest rates and long repayment terms. Eligibility depends on factors such as your business type, revenue, and creditworthiness.
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Can I get financing for equipment purchases?Yes! Our equipment financing solutions allow you to purchase or lease the machinery and tools your business needs to thrive.
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How are interest rates determined?Interest rates are based on several factors, including: Loan type Credit history Business financials Loan amount and term We work hard to secure the most competitive rates for your business.
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Are there any upfront fees?We believe in transparency. All fees will be clearly disclosed upfront before you commit to a loan.
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What is the typical repayment term for a loan?Repayment terms vary by loan type and lender. For example: SBA loans: up to 25 years Equipment financing: 3–7 years Merchant cash advances: shorter terms
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Can I use the loan for any purpose?Loan usage depends on the type of loan you choose. Common purposes include: Expanding your business Purchasing equipment Acquiring real estate Managing cash flow Some loans, like purchase order financing, are more specialized.
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Will I have a dedicated advisor to help me through the process?Yes! At Capco Capital, we assign a dedicated advisor to guide you through every step, from application to funding.
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How can I contact your team?You can reach us via: Phone: (337) 344-9939 Email: info@capcocapital.com We’re here to answer your questions and provide support during business hours.
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Can you help if my business is struggling financially?Absolutely. We specialize in helping businesses find financing solutions even in challenging situations. Options like merchant cash advances and accounts receivable factoring can provide quick liquidity.
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How can I stay updated on my application status?Once you apply, you can simply log into your account, and through the Client Portal you can track your loan’s progress, from application to funding. Additionally, your dedicated advisor will keep you updated on your application’s progress and next steps.
Ready to get started?
Call us to discuss your business scenario:
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