CapcoCapital | Terms & Conditions

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY.

Capco Capital LLC, including its affiliates (hereinafter referred to as “Capco Capital,” “us,” “we,” “our,” or “Company”), has established the following Terms of Service (“Terms & Conditions” or “Terms”) governing your use of this website, any related mobile applications, and any other digital assets or services offered by us (collectively, our “Services”).

These Terms & Conditions are written in English. Any non-English translations are provided solely for your convenience. If any translated version conflicts with the English version of these Terms, the English version shall prevail.

1. GENERAL CONDITIONS

1.1 Agreement to Terms
By accessing or using our Services, you agree to be bound by these Terms & Conditions, including the Binding Arbitration Clause and Class Action Waiver (see Section 9) and our Privacy Policy. If you do not agree to these Terms, you must refrain from using our Services. Violation of these Terms may result in the suspension or termination of your access to our Services, in addition to any other legal remedies available to us.

1.2 Headings
Headings in these Terms are provided for convenience only and do not limit or affect the meaning or scope of these Terms.

2. NON-EXCLUSIVE, NON-TRANSFERABLE LICENSE TO USE OUR SERVICES

2.1 License Grant
We grant you a limited, revocable, non-exclusive, and non-transferable license to access and, in certain circumstances, print content from our Services for your personal and educational use, provided you do not violate any of these Terms & Conditions or applicable laws. This license does not include any resale or commercial use of our content without prior written permission.

2.2 Modifications and Availability
We reserve the right, at any time and without notice, to temporarily or permanently modify, suspend, or discontinue any features of our Services for any reason, including but not limited to maintenance, repairs, or upgrades. We are not liable if any part of our Services is unavailable at any time or for any duration.

2.3 Ownership
All rights, title, and interest in and to our Services remain solely with us (and our licensors, where applicable). We may limit or terminate your access to our Services or your license without notice and at our sole discretion.

3. INTELLECTUAL PROPERTY

3.1 Ownership and Use
All content, features, and functionality within our Services—including design, text, images, videos, code, software, and any other materials (collectively, “Materials”)—are owned by or licensed to Capco Capital LLC. These Materials are protected by applicable United States and international intellectual property laws. You may not copy, modify, distribute, publish, or exploit these Materials without our prior written consent, except that you may download and print portions for personal, non-commercial use, provided you keep all copyright or proprietary notices intact.

3.2 Prohibited Actions
You agree not to reproduce, republish, upload, post, transmit, display, sell, or distribute any Materials in any form without express written permission from us. You further agree not to extract, collect, or harvest data from our Services for any commercial or competitive purposes without our explicit consent.

3.3 Trademarks
All trademarks, service marks, trade dress, and logos displayed through our Services are the property of Capco Capital LLC or our licensors. You may not copy, imitate, or use any of these marks without prior written permission from us.

4. PROHIBITED USES

In addition to other prohibitions set forth in these Terms, you agree not to use our Services or its content:

(a) For any unlawful, fraudulent, or unauthorized purpose, including the use of fraudulent payment methods.
(b) To solicit others to perform or participate in any unlawful or prohibited acts.
(c) To violate any international, federal, state, or local laws or regulations.
(d) To infringe on our intellectual property rights or those of others, or to remove any copyright or proprietary notice.
(e) To harass, discriminate, or harm any individual or group based on protected characteristics (e.g., gender, religion, race).
(f) To submit false or misleading information, or impersonate another person or entity.
(g) To upload or transmit viruses, malware, or other harmful code that may affect our Services or any related websites or systems.
(h) To collect or track personal information of others without authorization.
(i) To send unauthorized advertising, “spam,” or any other form of solicitation.
(j) For any obscene or immoral purpose.
(k) To interfere with or circumvent the security features of our Services or attempt to gain unauthorized access to any part of our Services.
(l) To transmit unsolicited promotions, chain letters, or spam.
(m) To systematically retrieve data or other content to create or compile a collection, database, or directory without our written permission.
(n) To create multiple accounts under false pretenses or collect usernames and email addresses for the purpose of sending unsolicited communications.
(o) To use a buying agent or purchasing agent to make purchases on our behalf.
(p) To advertise or offer to sell goods or services without our express written permission.
(q) To engage in unauthorized framing or linking to our Services.
(r) To engage in automated usage, data mining, robots, or data gathering tools without our consent.
(s) To disrupt our Services or the networks or servers connected to our Services.
(t) To sell or transfer your user account.
(u) To use our Services for any revenue-generating venture that competes with Capco Capital LLC or otherwise exploits our Materials.
(v) To decompile, disassemble, or reverse engineer the software in or related to our Services.
(w) To upload or transmit excessive postings, malicious code, or spam that could interfere with another’s uninterrupted use of our Services.
(x) To upload or transmit any passive or active information collection mechanisms (e.g., spyware, cookies) except as expressly authorized.
(y) To use, launch, or distribute any automated system (e.g., spiders, robots) that accesses the Services without our permission.
(z) In any manner that breaches these Terms & Conditions or our Privacy Policy.

We reserve the right to terminate your use of our Services for violating any prohibited uses.

5. CHILDREN’S INFORMATION

5.1 Intended Audience
Our Services are intended only for individuals who are at least eighteen (18) years old.

5.2 No Collection of Minors’ Data
We do not knowingly target or collect personal information from minors under thirteen (13). If we become aware that personal information from a child under thirteen (13) has been provided to us, we will take steps to delete such information as required by law. If you believe we have inadvertently collected information from a minor, please contact us promptly so we can address the situation.

6. ACCURACY, COMPLETENESS & TIMELINESS OF INFORMATION

6.1 Errors, Inaccuracies & Omissions
Our Services may occasionally contain typographical errors, inaccuracies, or omissions related to offerings, promotions, programs, or other materials. We do not warrant the accuracy or completeness of any information on our Services. Any reliance on such information is at your own risk.

6.2 Right to Correct
We reserve the right to correct any errors, inaccuracies, or omissions, and to change or update information or cancel orders or programs if any information on our Services is inaccurate at any time without prior notice (including after you have submitted an order, request, or form).

6.3 No Obligation to Update
We do not undertake any obligation to update, amend, or clarify information on our Services, except as required by law. No specified update date implies that all information on our Services has been modified or updated.

6.4 Links to Our Services
You may not create a link to any page of our Services without prior written consent from Capco Capital LLC. If you do so without permission, you do so at your own risk.

6.5 Links on Our Services
Our Services may include links to external websites or platforms. We are not responsible for evaluating the content or accuracy of external websites and we assume no liability for any third-party materials, products, or services. Please review external sites’ policies carefully before engaging in any transactions.

7. WARRANTY DISCLAIMER

7.1 No Warranties
OUR SERVICES, INCLUDING ALL INFORMATION MADE AVAILABLE THROUGH THEM, ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. THIS INCLUDES, BUT IS NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

7.2 No Guarantee of Results
We do not guarantee that your use of our Services will be uninterrupted, timely, secure, or error-free, nor do we guarantee that the results obtained from the use of our Services will be accurate or reliable.

7.3 Limited Liability
IN NO EVENT WILL CAPCO CAPITAL LLC, OUR EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, SUPPLIERS, SERVICE PROVIDERS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES RESULTING FROM YOUR USE OF OUR SERVICES OR ANY CONTENT, INCLUDING ERRORS OR OMISSIONS. IF WE ARE FOUND LIABLE FOR ANY CLAIMS RELATED TO OUR SERVICES, OUR TOTAL LIABILITY WILL NOT EXCEED FIVE HUNDRED DOLLARS ($500.00).

7.4 Scope of Exclusion
SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN LIABILITIES. IN SUCH CASES, OUR LIABILITY IS LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

8. GOVERNING LAW

These Terms & Conditions and any claims or disputes arising out of or in connection with them are governed by and construed under the laws of the State of Louisiana, without regard to conflict of law rules. You agree not to use our Services in any way that violates applicable laws or regulations.

9. ARBITRATION CLAUSE AND CLASS ACTION WAIVER

9.1 Arbitration Notice
You and Capco Capital LLC agree that any dispute or claim arising out of or relating to these Terms & Conditions, our Privacy Policy, or your use of our Services shall be resolved by confidential binding arbitration in the State of Louisiana, rather than in court, after first providing written notice (“Notice”) to the other party and attempting to resolve the dispute informally for thirty (30) days following such notice.

9.2 Arbitration Procedure
If we cannot resolve the dispute within thirty (30) days, either party may initiate arbitration proceedings. There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award the same damages and relief on an individual basis as a court and must follow these Terms as a court would. YOU VOLUNTARILY AND KNOWINGLY WAIVE YOUR RIGHT TO A JURY TRIAL.

9.3 Arbitration Administration
Unless otherwise agreed by the parties, the arbitration will be administered by a recognized arbitration organization under its applicable rules. All filing, administration, and arbitrator fees will be governed by such organization’s rules.

9.4 Location and Telephonic Option
The arbitration shall be held in Louisiana unless another location is mutually agreed upon. If the dispute involves $10,000 or less, either party may choose to have the arbitration conducted by telephone or based solely on written submissions, subject to the arbitrator’s discretion.

9.5 Applicable Law and Award
The arbitrator will apply the laws of the State of Louisiana and honor any valid claims of privilege. The arbitrator’s award will be confidential, final, and binding, and judgment may be entered in any court of competent jurisdiction.

9.6 Class Action Waiver
YOU AGREE THAT ALL CLAIMS WILL BE RESOLVED ON AN INDIVIDUAL BASIS AND THAT YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION. If a claim proceeds in court for any reason, both parties waive their right to a jury trial. Both parties also agree that either party may bring an action in court to protect intellectual property rights.

9.7 Filing Deadline
Any claim or cause of action arising out of or related to your use of our Services must be filed within one (1) year after such claim or cause of action arose. This limitation applies to you and your heirs, successors, and assigns.

10. SEVERABILITY

If any provision of these Terms (including the arbitration clause or class action waiver) is found to be unlawful, void, or unenforceable, that portion shall be deemed severable from these Terms and shall not affect the validity and enforceability of the remaining provisions.

11. TERMINATION

These Terms & Conditions remain in effect unless and until terminated by us. We may terminate or deny access to our Services at any time, for any reason, without notice.

12. INDEMNIFICATION

To the fullest extent permitted by law, you agree to indemnify, defend, and hold harmless Capco Capital LLC, and our employees, affiliates, contractors, licensors, service providers, and suppliers from and against any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of your breach of these Terms or violation of any law or the rights of a third party. We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification, and you agree to cooperate with us in any such defense.

13. NO THIRD-PARTY BENEFICIARIES

These Terms & Conditions do not create or confer any rights or benefits in favor of any third parties. Capco Capital LLC may assign its rights or delegate its responsibilities under these Terms at any time.

14. CHANGES TO THESE TERMS & CONDITIONS

We reserve the right to revise or update these Terms & Conditions at any time. Any changes will be effective immediately upon posting. It is your responsibility to review the current Terms & Conditions periodically. Continued use of our Services after modifications are posted constitutes your acceptance of those changes.

If you have any questions or concerns about these Terms & Conditions, please contact us at:

Capco Capital LLC
201 Heymann Blvd, Ste 37
Lafayette, LA 70503

Phone: 1-800-383-1230

Email: info@capcocapital.com

BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTAND THESE TERMS & CONDITIONS AND AGREE TO BE BOUND BY THEM.