Funding that keeps your chairs full.
When a station opens up or your color inventory runs low, you need cash now, not a bank's runaround. For beauty salons nationwide.
We know how salons really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeA stylist leaves and takes clients with them.
The fair fixFund fast to fill the chair, boost marketing, and win those clients back.
The squeezeRetail and color stock eats your cash.
The fair fixGet working capital to keep shelves and back-bar stocked without draining accounts.
The squeezeSlow weeks between busy seasons.
The fair fixChoose interest-only payments so slow stretches never crush your cash flow.
What salon owners use it for
Put the capital where it moves the needle most.
New styling stations and chairs
Color and back-bar inventory
Retail product stock
Salon remodel and decor
Marketing and booking software
Hiring and training stylists
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for beauty salons
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your salon?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
