Straight answers, no fine-print games.
The questions business owners ask us most. Don't see yours? Call (337) 270-2036 and just ask.
How fast can I get funded?
Approvals typically come back in 24 to 48 hours, and many deals fund in less than a week.
Will applying hurt my credit?
No. Checking your eligibility and our initial review won't affect your credit score.
How much can I borrow?
It depends on the product and the lender. Working-capital and line-of-credit programs commonly run from $5,000 into the millions; SBA loans go up to $5,000,000; real-estate and receivables facilities can be larger still. Tell us the goal and we'll match the deal to lenders whose ranges fit.
What are the terms?
Fixed repayment terms from 12 to 36 months, with fixed payments that won't rise as your revenue grows.
Do I need to put up collateral?
Many of our products don't require collateral. We'll tell you exactly what's needed for your specific situation.
What documents do I need?
Far less than a traditional bank. In most cases, no tax returns or financial statements are required to apply.
Can I pay it off early?
Yes — early payoff is available with no fees or penalties on our core products.
I already have a cash advance. Can you still help?
Often, yes. Many businesses qualify with up to two outstanding advances, and in some cases we can help consolidate them into one fixed payment.
What if my industry isn't on your list?
We focus on the industries we know best. If you're working a specific deal directly with one of our senior leaders, we may still be able to help — just reach out.
Are you a lender?
No. We're commercial lending advisors — we advise; lenders lend. We research your business, then advise on the best-fit options across a deep network of banks, lenders, and funding partners in SBA, real estate, business capital, equipment, and factoring, and we shop your deal to the ones that fit. Lenders pay us a success fee when a loan funds, so our service is free to you. Every deal is unique, which is exactly why we can often find a path when a single lender says no.
Where do you arrange financing?
We arrange financing for businesses nationwide, except in California. We're based in Lafayette, Louisiana, and work with owners by phone, email, and secure online document upload wherever the business is located.
Still have questions?
We'd rather talk it through than send you a form letter. Call (337) 270-2036 or check your eligibility online.