Frequently Asked Questions

Straight answers, no fine-print games.

The questions business owners ask us most. Don't see yours? Call (337) 344-9939 and just ask.

How fast can I get funded?

Approvals typically come back in 24 to 48 hours, and many deals fund in less than a week.

Will applying hurt my credit?

No. Checking your eligibility and our initial review won't affect your credit score.

How much can I borrow?

From $5,000 up to $1,500,000, depending on your business. Single entities typically qualify up to $500,000 and multi-entity businesses up to $750,000.

What are the terms?

Fixed repayment terms from 12 to 36 months, with fixed payments that won't rise as your revenue grows.

Do I need to put up collateral?

Many of our products don't require collateral. We'll tell you exactly what's needed for your specific situation.

What documents do I need?

Far less than a traditional bank. In most cases, no tax returns or financial statements are required to apply.

Can I pay it off early?

Yes — early payoff is available with no fees or penalties on our core products.

I already have a cash advance. Can you still help?

Often, yes. Many businesses qualify with up to two outstanding advances, and in some cases we can help consolidate them into one fixed payment.

What if my industry isn't on your list?

We focus on the industries we know best. If you're working a specific deal directly with one of our senior leaders, we may still be able to help — just reach out.

Are you a lender or a broker?

A bit of both. We offer our own in-house funding for select deals and partner with a book of affiliated banks and lenders for others. Every deal is unique, which is exactly why we can find a path when others can't.

Still have questions?

We'd rather talk it through than send you a form letter. Call (337) 344-9939 or check your eligibility online.

Risk-Free — Apply NowNo credit impact · No obligation · 2 min