Plan smarter with free funding tools.
Crunch the numbers before you borrow — no signup, no credit pull, instant answers.
Calculators
Grouped the way the rest of the site works — pick the path that matches what you're funding.
Real Estate & Assets
Business Capital
Business Loan Payment Calculator
Estimate your fixed payment, total interest, and total cost.
Open calculator →MCA vs. Loan Cost Comparison
See the true cost of a cash advance versus a real loan.
Open calculator →Working Capital Calculator
Estimate the funding your revenue can comfortably support.
Open calculator →Which calculator should I use?
Every tool here gives an instant answer with no signup, and none of it touches your credit. The numbers are planning estimates, not quotes: real amounts and terms come from lenders once they review your file. As commercial lending advisors, our job is to help you understand those numbers before you borrow, and then match you to the right lender. We advise; lenders lend.
Business Loan Payment Calculator
Start here if you have a quote in hand, or a number in your head, and want to know what it means month to month. Enter the amount, the term and the pricing you were quoted, and it shows the fixed monthly payment, the weekly equivalent, total interest and total repayment. It's the quickest way to test whether a payment fits your cash flow in a slow month, and to see how stretching or shortening the term changes the total cost.
MCA vs. Loan Cost Comparison
Built for owners who've been offered a merchant cash advance, or are already paying one. It puts the advance and a real loan side by side in plain dollars: what each costs in total, and how much leaves your account every week. Advances are priced with a factor instead of an interest rate, which makes them hard to compare. This tool does the translation so you can see the real difference before you sign, or decide whether a payoff makes sense.
Working Capital Calculator
Answers the question most owners ask first: how much can my business actually carry? Instead of starting with a loan amount, it starts with your average monthly revenue and the share of it you're comfortable putting toward payments, then works backward to the funding that payment supports. It's a comfort check, not an approval, and it's the best way to size a request before you talk to anyone.
DSCR Calculator (Rental Property)
For rental property investors. Enter the monthly rent, loan amount, taxes, insurance and any HOA dues, and it shows the property's debt-service coverage ratio: the number DSCR lenders use to decide whether a rental qualifies on its own income instead of your tax returns. Use it to screen a purchase, check a refinance, or see how much a change in insurance or loan amount moves the ratio.
Fix & Flip Profit Calculator
For investors sizing up a flip before they make an offer. Enter the purchase price, rehab budget, after-repair value, hold time and financing terms, and it estimates net profit, return on the cash you put in, the cash you'll need, and what the money costs for the hold. It's the fastest way to find out whether a deal has enough margin to survive an overrun or a slow sale.
Economic Calendar & Rates
Not a calculator, but useful context for any of them: upcoming interest-rate decisions and the economic releases that tend to move borrowing costs, so you know what's coming before you lock in terms.
Not sure where to start? The free Capital Position Report gives you a plain-English read on where your business stands with lenders, with no credit pull and no obligation.
Ready to turn the numbers into funding?
Check your options in two minutes with no credit pull and no obligation, or call (337) 270-2036.
