Funding for auto repair and service shops.
Buy parts in bulk, add a bay, or upgrade diagnostic gear — with a line you can tap as work comes in. Serving auto shops across Louisiana and Texas.
We know how auto repair & service really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeBig parts orders tie up your cash.
The fair fixA revolving line you draw on for parts and tools.
The squeezeOne slow week on an MCA puts you under.
The fair fixFixed payments instead of a daily siphon out of your account.
The squeezeLifts and diagnostics are expensive.
The fair fixEquipment funding so you can take on more jobs.
What auto repair & service owners use it for
Put the capital where it moves the needle most.
Parts & inventory
Lifts, tools & diagnostic equipment
Adding service bays
Technician payroll
Shop build-outs
Marketing & customer retention
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your auto repair & service business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
