Funding that keeps your shelves full.
Stock up before the rush, expand your floor, or smooth out seasonal swings — with capital structured for how retail actually earns. For shops and boutiques across Louisiana and Texas.
We know how retail & boutiques really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou need inventory before the holiday rush.
The fair fixSeasonal working capital to buy ahead and capture volume discounts.
The squeezeA daily-debit advance drains the register.
The fair fixFixed payments that won't choke your day-to-day cash flow.
The squeezeExpansion costs hit all at once.
The fair fixLump-sum funding for build-outs, fixtures, and new locations.
What retail & boutiques owners use it for
Put the capital where it moves the needle most.
Seasonal inventory buys
Store build-outs & fixtures
New location openings
Point-of-sale upgrades
Marketing & local advertising
Bridging slow months
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your retail & boutiques business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
