Working capital for professional services.
Hire ahead of revenue, invest in software, and smooth out cash flow — structured like a real loan, priced like one too. For accountants, architects, engineers, IT firms, and more nationwide.
We know how firms really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Invoice Factoring
Get paid now, not in 60 days.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeGrowth means hiring before the revenue lands.
The fair fixWorking capital to invest in people and tools.
The squeezeSoftware and systems cost up front.
The fair fixFunding for the technology that scales your firm.
The squeezeReceivables lag your expenses.
The fair fixFlexible terms that fit your billing cycle.
What firm owners use it for
Put the capital where it moves the needle most.
Hiring & payroll
Software & technology
Office build-outs
Equipment & hardware
Marketing & business development
Bridging receivables
Specific industries we serve
Your exact line of work may have its own page, with tailored financing and the needs we see most.
Tools and guides for professional services
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your firm?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
