Capital for salons, spas, and personal care.
Build out your space, add chairs and rooms, and stock product — with right-sized funding that respects your margins. For salons and spas across Louisiana and Texas.
We know how salons, spas & personal care really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeBuild-outs and chairs cost thousands up front.
The fair fixFunding for expansion on terms that fit thin margins.
The squeezeProduct inventory ties up cash.
The fair fixWorking capital to stock the lines your clients want.
The squeezeSlow weeks make fixed bills hard.
The fair fixFlexible payment options for seasonal dips.
What salons, spas & personal care owners use it for
Put the capital where it moves the needle most.
Suite & station build-outs
Chairs, equipment & furniture
Product inventory
Marketing & rebranding
Hiring & payroll
New location openings
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your salons, spas & personal care business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
