Funding that keeps your shelves stocked.
New releases and back-to-school season mean big orders, and you need capital before the first customer walks in. Serving bookstores across Louisiana and Texas.
We know how bookstores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeBig fall orders land before the sales roll in.
The fair fixWorking capital to stock new titles now and pay it back as they sell through.
The squeezeA daily-debit advance drains your slow weeks.
The fair fixFixed, predictable payments instead of a daily hit to your account.
The squeezeThe bank wants a mountain of paperwork.
The fair fixFar less paperwork than a bank, with a decision in 24 to 48 hours.
What bookstores owners use it for
Put the capital where it moves the needle most.
New release inventory
Back-to-school stock
Author event hosting
Cafe or coffee bar buildout
Point-of-sale upgrades
Display shelving and fixtures
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your bookstores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
