Capital for a calmer bottom line.
Treatment tables, linens, and skincare lines add up fast, and you need funding that flows as smoothly as your service. For day spas across Louisiana and Texas.
We know how day spas really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeTreatment equipment is expensive to add.
The fair fixFund new tables, saunas, or steam rooms without tying up your cash.
The squeezeBookings dip during slow seasons.
The fair fixPick interest-only options so quiet months never threaten your payroll.
The squeezeSlow banks stall your expansion plans.
The fair fixGet a fast decision and often fund your project in under a week.
What day spas owners use it for
Put the capital where it moves the needle most.
Massage and treatment tables
Sauna and steam room equipment
Skincare product lines
Linens and spa supplies
Relaxation room renovation
Booking and spa management software
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your day spas business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
