Stock up before the orders roll in.
You lay out cash for inventory and ads long before the sales revenue lands in your account. Serving e-commerce sellers across Louisiana and Texas.
We know how e-commerce really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeInventory eats cash before it sells.
The fair fixFund bulk stock so you never sell out of your best product at the worst time.
The squeezePeak season demand comes fast.
The fair fixGet funded in under a week and stock up before the holiday rush hits.
The squeezeDaily-debit lenders drain your cash.
The fair fixKeep fixed, predictable payments instead of a daily-debit merchant cash advance.
What e-commerce owners use it for
Put the capital where it moves the needle most.
Inventory and supplies
Shipping equipment
Payroll and staff
Bridging payout delays
Marketing and ads
Warehouse space
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your e-commerce business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
