Funding that keeps your aisles stocked.
Perishables move fast and margins are thin, so you need capital to keep shelves full and coolers running. Serving grocery stores throughout Louisiana and Texas.
We know how grocery stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeThin margins leave no cushion for big buys.
The fair fixWorking capital to stock up and capture bulk pricing from suppliers.
The squeezeA cooler breakdown can wipe out inventory.
The fair fixFast funding to replace equipment before spoilage costs you.
The squeezeA daily-debit advance strains tight cash flow.
The fair fixFixed, predictable payments instead of a daily hit to your register.
What grocery stores owners use it for
Put the capital where it moves the needle most.
Bulk inventory buys
Refrigeration equipment
Freezer and cooler repairs
Point-of-sale systems
Store expansion
Delivery and stocking staff
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your grocery stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
