Working capital for hospitals.
Aging equipment and rising labor costs can strain a hospital long before payer dollars land. For hospitals across Louisiana and Texas.
We know how hospitals really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezePayer cycles leave payroll exposed.
The fair fixPredictable payments smooth cash flow while claims process.
The squeezeCapital equipment upgrades can't wait.
The fair fixFast funding for imaging, monitors, and surgical systems.
The squeezeSlow banks delay urgent projects.
The fair fixDecisions in 24 to 48 hours, with many deals funding in under a week.
What hospitals owners use it for
Put the capital where it moves the needle most.
Capital equipment upgrades
Facility renovations
Staffing and payroll
IT and clinical systems
Supply inventory
Emergency repairs
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your hospitals business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
