Working capital for hospitals.
Aging equipment and rising labor costs can strain a hospital long before payer dollars land. For hospitals nationwide.
We know how hospitals really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Equipment Financing
Get the equipment. Keep your cash.
See terms & details →A/R Line of Credit
A revolving line backed by receivables.
See terms & details →Commercial Real Estate Loan
Financing for income-producing and owner-occupied property.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezePayer cycles leave payroll exposed.
The fair fixPredictable payments smooth cash flow while claims process.
The squeezeCapital equipment upgrades can't wait.
The fair fixFast funding for imaging, monitors, and surgical systems.
The squeezeSlow banks delay urgent projects.
The fair fixDecisions in 24 to 48 hours, with many deals funding in under a week.
What administrators use it for
Put the capital where it moves the needle most.
Capital equipment upgrades
Facility renovations
Staffing and payroll
IT and clinical systems
Supply inventory
Emergency repairs
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for hospitals
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your hospital?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
