Working capital for medical suppliers.
You front the cost of inventory long before your buyers and payers settle up. For medical equipment and supply companies nationwide.
We know how equipment businesses really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Inventory Financing
Turn inventory into working capital.
See terms & details →Invoice Factoring
Get paid now, not in 60 days.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou pay for stock before you sell it.
The fair fixFast funding to buy inventory ahead of demand.
The squeezeBuyer terms leave cash tied up.
The fair fixPredictable payments smooth the gap while invoices settle.
The squeezeBig orders outrun your reserves.
The fair fixFunding for large purchases, many deals closing in under a week.
What suppliers use it for
Put the capital where it moves the needle most.
Inventory purchasing
Warehouse and storage
Delivery vehicles and fleet
Inventory software
Payroll and sales staff
Equipment and tooling
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for medical equipment & supplies
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your equipment business?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.