Working capital built for motels.
Travel seasons come and go, but repairs and upgrades don't wait for peak weekends. Serving motels nationwide.
We know how motels really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →SBA 504 Loan
Own your building. Grow your business.
See terms & details →Commercial Real Estate Loan
Financing for income-producing and owner-occupied property.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeOff-season bookings leave you short.
The fair fixFlexible, interest-only options carry you through the slow stretches.
The squeezeRepairs pile up between busy runs.
The fair fixFund room and exterior fixes in under a week, not months of bank delays.
The squeezeBanks bury you in paperwork.
The fair fixFar less paperwork and a real human who guides you the whole way.
What motel operators use it for
Put the capital where it moves the needle most.
Room refreshes
Roof and exterior repairs
Signage upgrades
Seasonal staffing
HVAC and pool repairs
Online booking tech
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for motels
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your motel?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
