Capital to grow your studio.
You invest in gear, staff, and studio space ahead of the bookings that pay for them, and commercial clients often settle invoices weeks after the shoot. For photo studios across Louisiana and Texas.
We know how photo studios really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou buy gear before the bookings roll in.
The fair fixFund cameras and lighting in days with fixed, predictable payments.
The squeezeCommercial clients pay well after the shoot.
The fair fixBridge slow receivables without a daily debit chipping at every deposit.
The squeezeA new studio space takes cash up front.
The fair fixFund your build-out fast with far less paperwork than a bank requires.
What photo studios owners use it for
Put the capital where it moves the needle most.
Cameras and lighting gear
Studio build-out
Hiring photographers and staff
Editing software and computers
Marketing and bookings
Bridging client receivables
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your photo studios business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
