Funding for veterinary practices.
Surgical suites, digital imaging, and boarding space help you care for more animals, but they cost plenty up front. For veterinary practices nationwide.
We know how veterinary practices really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeSurgical and imaging gear is costly.
The fair fixFast funding for surgery suites, X-ray, and ultrasound.
The squeezeEmergency cases strain your reserves.
The fair fixPredictable payments keep cash on hand for the unexpected.
The squeezeBanks want too much paperwork.
The fair fixFar less paperwork and a decision in 24 to 48 hours.
What veterinarians use it for
Put the capital where it moves the needle most.
Surgical suite equipment
Digital X-ray and ultrasound
Kennels and boarding space
Lab and diagnostic tools
Clinic renovations
Payroll and staffing
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for veterinarians
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your veterinary practice?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
