Working capital for wineries.
Harvest, barrels, and aging all demand cash years before the vintage is ready to sell. Serving wineries across Louisiana and Texas.
We know how wineries really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeHarvest costs hit all at once each year.
The fair fixFast funding to cover crush and harvest labor before the season overwhelms your cash.
The squeezeBarrel aging ties up cash for years.
The fair fixWorking capital to carry aging inventory without draining your day-to-day funds.
The squeezeTasting room upgrades are costly.
The fair fixFixed, predictable payments to build out your tasting room, not a daily debit draining you.
What wineries owners use it for
Put the capital where it moves the needle most.
Crush & press equipment
Oak barrels & tanks
Bottling & corking lines
Tasting room build-outs
Harvest & cellar labor
Distribution & shipping
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your wineries business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
