Working capital for breweries.
Tanks, grain, and cans all cost money long before a single batch is ready to pour or ship. Serving breweries nationwide.
We know how breweries really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Equipment Sale-Leaseback & Cash-Out
Turn paid-off equipment into working capital.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeFermenters and tanks cost a fortune to add.
The fair fixWorking capital to expand tanks and boost capacity on fixed, predictable payments.
The squeezeGrain and hop buys drain cash up front.
The fair fixFast funding to lock in bulk ingredient buys without emptying your accounts.
The squeezeCans and packaging costs keep climbing.
The fair fixFast funding for canning lines and packaging so you can keep product on the shelf.
What brewers use it for
Put the capital where it moves the needle most.
Fermenters & brite tanks
Canning & bottling lines
Bulk grain & hops
Taproom build-outs
Kegs & cold storage
Distribution & delivery
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for breweries
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your brewery?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
