Van Gothreaux
Founder & President, Capco Capital LLC · Lafayette, Louisiana
Founder & President, Capco Capital LLC
Lafayette, Louisiana
Van Gothreaux brings more than 27 years of entrepreneurial experience across commercial lending, real estate, financial technology, construction, manufacturing, and business development.
As Founder and President of Capco Capital LLC, Van Gothreaux combines commercial-finance experience with deep expertise in software development, automation, and AI-powered business systems. He focuses on helping business owners navigate complex financing needs through a more organized, transparent, and technology-driven process.
Van's background includes commercial real estate financing, SBA lending, equipment financing, working capital, and alternative business funding solutions. He has also built financial software, trading systems, client portals, and automation platforms designed to simplify complex workflows and improve decision-making.
At Capco Capital, Van Gothreaux is leading the development of a modern commercial-finance platform that connects borrowers, referral partners, lenders, and internal teams through streamlined applications, secure document management, real-time deal updates, and intelligent workflow tools.
His approach is simple: combine innovative technology with personal guidance so business owners can spend less time chasing capital and more time growing their companies.
How Van approaches a deal
Van built Capco Capital around a simple observation: most business owners shopping for financing are being sold to, not advised. As commercial lending advisors, the firm's job is to understand a business first and then match it with the right lender in its network, not to push whatever closes fastest.
Research before paperwork
Every engagement starts with research. Before an owner is asked for a stack of documents, Capco reviews the public record on the business, including state filings, time in business and recorded liens, and builds a Capital Position Report: a plain-English read on where the business stands with lenders, what it would realistically qualify for, what's holding it back, and what would change the answer.
When the honest answer is to wait, the report says so. Van would rather an owner trust him later than borrow badly today.
Cash flow first
Van evaluates a deal the way a careful lender will. Can the business comfortably carry the payment in a slow month, not just a good one? Does the structure match what the money is for? What is already competing for the same cash flow? That's why Capco's free calculators start from payments and cash flow rather than from the biggest number a business might be offered.
No merchant cash advances
Capco Capital was started in Lafayette to give owners a better option than the predatory cash advances that flood their inbox. The firm will never sell a client a merchant cash advance. It focuses on real loans with fixed, transparent terms, and on helping owners who are already stuck in an advance find a way out through an MCA payoff.
Open about how Capco is paid
Capco Capital is not a lender. Lenders make the credit decisions and fund the loans, and Capco is compensated by the lender when a loan funds. Van lays out exactly how that works on the How we get paid page, so owners can weigh the advice with full context.
Local roots, nationwide reach
Van founded Capco Capital LLC in Lafayette, Louisiana. Louisiana is home, and the firm works with business owners and real estate investors nationwide, except in California. Technology carries the research and paperwork so Van's time goes where it matters: advice, and staying with a client after the loan closes.
Where Van focuses
The financing Capco Capital advises on across its lender network.
SBA loans
Longer-term, SBA-backed financing for acquisitions, real estate and growth.
Learn more →Commercial real estate
Financing to buy, refinance or improve owner-occupied and investment property.
Learn more →DSCR rental loans
Rental property loans that qualify on the property's rent, not tax returns.
Learn more →Equipment financing
Machinery, vehicles and tools, with the equipment helping secure the loan.
Learn more →Lines of credit
Flexible working capital you draw as needed and pay for as you use it.
Learn more →Invoice factoring
Turn unpaid invoices into cash without waiting on slow-paying customers.
Learn more →Checking your options takes about 2 minutes, doesn't affect your credit, and carries no obligation.
Connect with Van Gothreaux
Follow Van Gothreaux and connect across the web.
Let's talk about your business.
Check your options in two minutes with no credit impact and no obligation, or call (337) 270-2036.
