SBA 504 Loan
Own your building. Grow your business.
Long-term, fixed-rate financing for owner-occupied real estate and major equipment through the SBA 504 program.
Capco Capital is a loan broker, not a lender. Programs, amounts, rates, and terms shown are examples that vary by lender, borrower, and (where applicable) property or collateral — availability is not guaranteed.
Why 504
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
- Fixed-rate, long-term structures
- Owner-occupied real estate & equipment
- Typically lower down payment
- SBA portion up to $5.5M
How it works
- Answer a few quick questions — it won't affect your credit.
- We match your file to the best-fit funding partner for 504.
- You review terms and, once approved, funds are on the way.
What you'll typically need
A starting checklist for sba 504 loan — your specialist confirms the exact list for your funder.
- Signed application
- Photo ID (owner)
- 3 months of business bank statements
- SBA Form 1919 (Borrower Information)
- SBA Form 413 (Personal Financial Statement)
- 2 years business tax returns
- 2 years personal tax returns (each 20%+ owner)
- Year-to-date P&L and balance sheet
- Business debt schedule
- Use of proceeds breakdown
- Real-estate purchase agreement & project costs
Check your options in two minutes
Instant pre-qualification with no credit pull. A specialist follows up with next steps.
Capco Capital is a loan broker — not a lender, and not affiliated with the U.S. Small Business Administration. SBA loans are made by participating lenders. Submitting an inquiry does not guarantee approval or specific terms.
