Commercial Real Estate Loans & Mortgages
Financing for income-producing and owner-occupied property.
Commercial real estate loans and commercial mortgages for office, retail, industrial, mixed-use, and owner-occupied business property — from short-term bridge-to-perm structures to long-term bank financing, structured around the property and the business.
Capco Capital is a commercial lending advisory firm that arranges financing as a loan broker, not a lender. Amounts, terms, and guidelines shown are general ranges that vary by lender, borrower, and (where applicable) property or collateral — they are not an offer or a commitment to lend.
Who it fits and how it works
Commercial real estate loans fit investors with income-producing property and businesses that own, or want to own, their building. Lenders look at the property's rent roll and operating statements, or the business's financials if it occupies the space. Structures range from short-term bridge-to-perm loans to long-term bank financing, and we match the deal to the right one in our lender network.
Why CRE
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
Who it's for
Investors holding income-producing commercial property and operating businesses that own or want to own their building.
We arrange financing for businesses nationwide, except in California.
What lenders typically look for
General market ranges across the programs we place — not a quote, and not a promise of approval. Your specialist confirms what fits your file.
| Typical amounts | About $150,000 to $20 million |
|---|---|
| Leverage | Up to about 75% of value |
| Typical terms | 6–36 month bridge-to-perm structures, or long-term bank financing |
| Property types | Office, retail, industrial, mixed-use, owner-occupied |
| Paperwork | Rent roll and operating statements, or business financials if owner-occupied |
| How fast | Short-term structures in two to four weeks; long-term bank loans commonly 45–90 days. |
How it works
The same five steps for every deal we place — including the parts other lenders gloss over.
Pre-qualify
Two minutes, no credit pull. You get an instant read on your options.
Consult & apply
Talk it through with one of our team members, then submit the full application for your specific loan type — guided the whole way.
Match & negotiate terms
We package your file and place it with the lenders most likely to approve your deal. Offers come back; we compare them side by side and negotiate structure and pricing. You choose — nothing moves without you.
Underwriting & documents
Link your bank or upload documents once. Lenders often request additional documentation in underwriting — normal on nearly every deal, and we quarterback each request so nothing stalls.
Close & fund
Final approval, e-signatures, and closing on a real timeline — working capital in days, property on schedule. Then the capital lands.
Documents you'll typically need
A starting checklist for commercial real estate loan — your specialist confirms the exact list for your funder.
- 01Signed applicationapplication
- 02Photo ID (owner)id
- 03Subject property address & detailsproperty
- 04Property insurance quote / binderproperty
- 05Entity docs (operating agreement, EIN letter)entity
- 062 months bank statements (reserves & cash to close)bank
- 07Trailing 12-month operating statementsfinancials
- 08Rent roll & tenant leasesproperty
Industries we often advise on for Commercial Real Estate Loan
Where commercial real estate loan is one of the best-fit options for how the business earns.
Compare related options
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