DSCR Rental Loan
Qualify on the property, not your paystubs.
DSCR rental loans qualify on the property's cash flow — on qualifying programs, personal income docs like tax returns and pay stubs typically aren't required. Property, entity, and reserve documentation still applies.
Capco Capital is a loan broker, not a lender. Programs, amounts, rates, and terms shown are examples that vary by lender, borrower, and (where applicable) property or collateral — availability is not guaranteed.
Why DSCR
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
How it works
The same five steps for every deal we place — including the parts other lenders gloss over.
Pre-qualify
Two minutes, no credit pull. You get an instant read on your options.
Consult & apply
Talk it through with one of our team members, then submit the full application for your specific loan type — guided the whole way.
Match & negotiate terms
We package your file and place it with the lenders most likely to approve your deal. Offers come back; we compare them side by side and negotiate structure and pricing. You choose — nothing moves without you.
Underwriting & documents
Link your bank or upload documents once. Lenders often request additional documentation in underwriting — normal on nearly every deal, and we quarterback each request so nothing stalls.
Close & fund
Final approval, e-signatures, and closing on a real timeline — working capital in days, property on schedule. Then the capital lands.
What you'll typically need
A starting checklist for dscr rental loan — your specialist confirms the exact list for your funder.
- 01Signed applicationapplication
- 02Photo ID (owner)id
- 03Subject property address & detailsproperty
- 04Property insurance quote / binderproperty
- 05Entity docs (operating agreement, EIN letter)entity
- 062 months bank statements (reserves & cash to close)bank
- 07Current lease(s) / rent rollproperty
- 08Purchase contract or current mortgage statementproperty
Real-estate financing is arranged through licensed third-party lending partners. Product availability, rates, and terms vary by state and property type. Capco Capital is a broker, not a lender.
