DSCR Rental Loan
Qualify on the property, not your paystubs.
DSCR rental loans qualify on the property's cash flow — on qualifying programs, personal income docs like tax returns and pay stubs typically aren't required. Property, entity, and reserve documentation still applies.
Capco Capital is a loan broker, not a lender. Programs, amounts, rates, and terms shown are examples that vary by lender, borrower, and (where applicable) property or collateral — availability is not guaranteed.
Why DSCR
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
- No personal tax returns or pay stubs (on qualifying programs)
- Qualify on rental cash flow
- Often closes in about 21–35 days
- LLC / entity borrowers welcome
How it works
- Answer a few quick questions — it won't affect your credit.
- We match your file to the best-fit funding partner for DSCR.
- You review terms and, once approved, funds are on the way.
What you'll typically need
A starting checklist for dscr rental loan — your specialist confirms the exact list for your funder.
- Signed application
- Photo ID (owner)
- Subject property address & details
- Property insurance quote / binder
- Entity docs (operating agreement, EIN letter)
- 2 months bank statements (reserves & cash to close)
- Current lease(s) / rent roll
- Purchase contract or current mortgage statement
Check your options in two minutes
Instant pre-qualification with no credit pull. A specialist follows up with next steps.
Real-estate financing is arranged through licensed third-party lending partners. Product availability, rates, and terms vary by state and property type. Capco Capital is a broker, not a lender.
