Invoice Factoring
Get paid now, not in 60 days.
Turn unpaid invoices into cash sooner — a factoring provider advances funds against your eligible receivables so you don't wait on customers.
Capco Capital is a loan broker, not a lender. Programs, amounts, rates, and terms shown are examples that vary by lender, borrower, and (where applicable) property or collateral — availability is not guaranteed.
Why Factoring
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
How it works
The same five steps for every deal we place — including the parts other lenders gloss over.
Pre-qualify
Two minutes, no credit pull. You get an instant read on your options.
Consult & apply
Talk it through with one of our team members, then submit the full application for your specific loan type — guided the whole way.
Match & negotiate terms
We package your file and place it with the lenders most likely to approve your deal. Offers come back; we compare them side by side and negotiate structure and pricing. You choose — nothing moves without you.
Underwriting & documents
Link your bank or upload documents once. Lenders often request additional documentation in underwriting — normal on nearly every deal, and we quarterback each request so nothing stalls.
Close & fund
Final approval, e-signatures, and closing on a real timeline — working capital in days, property on schedule. Then the capital lands.
What you'll typically need
A starting checklist for invoice factoring — your specialist confirms the exact list for your funder.
- 01Signed applicationapplication
- 02Photo ID (owner)id
- 033 months of business bank statementsbank
- 04Accounts receivable aging reportar
- 05Sample invoicesar
- 06Customer list / concentrationar
- 07Articles of organization & EINentity
Factoring and receivables financing are provided by third-party funding partners. Capco Capital is a broker; approval and advance rates are set by the funder.
