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Business Capital

Real loans for your business — not another predatory cash advance. Working capital, lines of credit, term loans, SBA programs, and factoring, with transparent pricing and repayment that respects how your business actually earns.

Start with the 2-minute pre-qualification

Save us both time: answer a few quick questions and see exactly where you stand before anyone pulls credit or asks for documents.

  • An instant answer on what you qualify for
  • The loan types that fit your business
  • What would change the answer, if you're not there yet

No credit pull · No obligation · About 2 minutes

Prefer to talk? Call (337) 270-2036.

Instant Pre-Qualification Decision|No Credit Pull
1Pre-Qualify
2Your Business
3Contact

A few quick questions

Two minutes, no obligation, and it won't affect your credit.

Still needed: type of business, time in business, monthly sales, credit score range.

● No credit impact● 2-minute form● No obligation

Pre-qualification is an instant screen of your answers, with no credit pull. After speaking with one of our advisors, a full application may involve a credit report — but only with your explicit authorization. Nothing is pulled without your permission.

Fast Funding

Working capital up to $150,000

A short path for the requests that can move quickly. Less paperwork up front, and we stay with you from application to funding.

Fast Funding

Working capital up to $150,000

A short application and three months of business bank statements to start. For qualified businesses, decisions often come within days.

  • Short application
  • Photo ID
  • 3 months of business bank statements
  • A voided business check

We're commercial lending advisors, not a lender. Timing and terms depend on the lender and your file; nothing here is a commitment to lend.

What you'll typically need

Typical guidelines across our lender network — if you fall outside them, call us anyway. We place deals others can't.

6+ months
Time in business
Longer history unlocks larger amounts and better pricing.
$17K+
Monthly revenue
Shown by 3–4 months of business bank statements — usually the only documents needed to start.
575+
Credit score
Options begin here; SBA programs generally look for stronger credit.
24–72 hrs
To a decision
Many working-capital and line-of-credit programs fund within days of approval.

Guidelines are set by the funding partner, vary by program and deal, and are not a commitment to lend.

The cash-advance trap vs. a real loan

Most online “funding” is a merchant cash advance dressed up to look like a loan. Here's the difference between what they sell and what we arrange.

Predatory cash advance (MCA)
  • Daily or weekly withdrawals straight from your bank account
  • “Factor rates” that can work out to 60–150%+ APR
  • Confessions of judgment that let them freeze your accounts
  • Brokers who push you to “stack” multiple advances
  • Gone the moment the deal funds
The Capco Capital way
  • Real loans placed with a bank or lender in our network
  • Transparent, simple-interest pricing you can read
  • No confession of judgment — you stay in control
  • One straight relationship, never a stacking trap
  • A local partner who picks up the phone

Already stuck in a daily-debit advance? See how we get you out of the MCA trap →

Every kind of business capital we place

10 real loan and financing products, grouped by how they qualify — every one backed by a lending partner we place deals with today.

Investing in property? Rental, flip, construction, and commercial deals qualify on the real estate — see Real Estate & Assets. Serving 100+ industries — restaurants, retail, medical, trades, professional services, and more. New to SBA? Read the plain-English SBA guide → Buying out a business partner? There's a loan built for exactly that → Run a trucking company? Trucking & freight financing → Weighing a loan against a line or an advance? Compare options side by side →

Let's fund what's next.

Two minutes, no obligation, no credit impact to check. Or call us directly at (337) 270-2036.

See What You Qualify ForNo credit impact · No obligation · 2 min