Powered by your cash flow

Business Capital

Real loans for your business — not another predatory cash advance. Working capital, lines of credit, term loans, SBA programs, and factoring, with transparent pricing and repayment that respects how your business actually earns.

What you'll typically need

Typical guidelines across our lender network — if you fall outside them, call us anyway. We place deals others can't.

6+ months
Time in business
Longer history unlocks larger amounts and better pricing.
$17K+
Monthly revenue
Shown by 3–4 months of business bank statements — usually the only documents needed to start.
575+
Credit score
Options begin here; SBA programs generally look for stronger credit.
24–72 hrs
To a decision
Many working-capital and line-of-credit programs fund within days of approval.

Guidelines are set by the funding partner, vary by program and deal, and are not a commitment to lend.

The cash-advance trap vs. a real loan

Most online “funding” is a merchant cash advance dressed up to look like a loan. Here's the difference between what they sell and what we arrange.

Predatory cash advance (MCA)
  • Daily or weekly withdrawals straight from your bank account
  • “Factor rates” that can work out to 60–150%+ APR
  • Confessions of judgment that let them freeze your accounts
  • Brokers who push you to “stack” multiple advances
  • Gone the moment the deal funds
The Capco Capital way
  • Real loans placed with a bank or lender in our network
  • Transparent, simple-interest pricing you can read
  • No confession of judgment — you stay in control
  • One straight relationship, never a stacking trap
  • A local Lafayette partner who picks up the phone

Already stuck in a daily-debit advance? See how we get you out of the MCA trap →

Instant Pre-Qualification

See what you qualify for — in two minutes.

No credit pull, no obligation. A clear answer and a real specialist to guide you — never a robo-dialer.

Prefer to talk? Call (337) 344-9939.

Instant Pre-Qualification Decision|No Credit Pull
1Pre-Qualify
2Your Business
3Contact

A few quick questions

Two minutes, no obligation, and it won't affect your credit.

● No credit impact● 2-minute form● No obligation

Pre-qualification is an instant soft check with no credit pull. If you continue into the full application and document-upload process, your business credit may be pulled by one or more of the three major credit bureaus.

Let's fund what's next.

Two minutes, no obligation, no credit impact to check. Or call us directly at (337) 344-9939.

Risk-Free — Apply NowNo credit impact · No obligation · 2 min