Business Capital
Real loans for your business — not another predatory cash advance. Working capital, lines of credit, term loans, SBA programs, and factoring, with transparent pricing and repayment that respects how your business actually earns.
Real capital for the businesses that keep Louisiana running.
Working capital, lines of credit, term loans, SBA, and factoring — transparent terms and humane repayment, never a daily-debit cash advance.
What you'll typically need
Typical guidelines across our lender network — if you fall outside them, call us anyway. We place deals others can't.
Guidelines are set by the funding partner, vary by program and deal, and are not a commitment to lend.
The cash-advance trap vs. a real loan
Most online “funding” is a merchant cash advance dressed up to look like a loan. Here's the difference between what they sell and what we arrange.
- Daily or weekly withdrawals straight from your bank account
- “Factor rates” that can work out to 60–150%+ APR
- Confessions of judgment that let them freeze your accounts
- Brokers who push you to “stack” multiple advances
- Gone the moment the deal funds
- Real loans placed with a bank or lender in our network
- Transparent, simple-interest pricing you can read
- No confession of judgment — you stay in control
- One straight relationship, never a stacking trap
- A local Lafayette partner who picks up the phone
Already stuck in a daily-debit advance? See how we get you out of the MCA trap →
Every kind of business capital
Twelve ways to fund payroll, inventory, expansion, and growth — matched to how your business earns.
Business Term Loan
Predictable financing for a specific goal.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Working Capital Loan
Fuel for day-to-day operations.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →SBA 504 Loan
Own your building. Grow your business.
See terms & details →SBA Express Loan
SBA benefits, faster.
See terms & details →SBA Microloan
Small-dollar SBA funding to get going.
See terms & details →SBA Line of Credit
Revolving SBA-backed working capital.
See terms & details →Invoice Factoring
Get paid now, not in 60 days.
See terms & details →A/R Line of Credit
A revolving line backed by receivables.
See terms & details →Purchase Order Financing
Fund the order before you're paid.
See terms & details →Inventory Financing
Turn inventory into working capital.
See terms & details →Serving 100+ industries — restaurants, retail, medical, trades, professional services, and more. New to SBA? Read the plain-English SBA guide → Buying out a business partner? There's a loan built for exactly that →
Let's fund what's next.
Two minutes, no obligation, no credit impact to check. Or call us directly at (337) 344-9939.
