Working capital for cheese stores.
Aging inventory and specialty imports tie up real cash long before a wheel ever hits the case. Serving cheese stores across Louisiana and Texas.
We know how cheese stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeAging inventory locks up your cash for months.
The fair fixWorking capital to carry aging stock without starving your day-to-day cash flow.
The squeezeA cooler failure spoils premium wheels fast.
The fair fixFast funding to repair or replace refrigeration before your inventory is lost.
The squeezeImport orders demand payment up front.
The fair fixFixed, predictable payments to fund specialty imports without a daily debit draining you.
What cheese stores owners use it for
Put the capital where it moves the needle most.
Refrigerated display cases
Walk-in coolers
Specialty & import inventory
Cutting & wrapping tools
Gift & tasting packaging
Storefront build-outs
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your cheese stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
