Wire the job now, get paid later.
Wire, panels, and crews cost real money weeks before the draw check arrives. Serving electrical contractors across Louisiana and Texas.
We know how electrical contractors really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeMaterials cost you before the draw hits.
The fair fixFund wire, panels, and gear up front so you never front the job out of pocket.
The squeezeSlow-pay invoices choke your cash flow.
The fair fixBridge the wait with fixed, predictable payments while you chase the check.
The squeezeA bank takes weeks to say yes.
The fair fixGet a decision in 24 to 48 hours with far less paperwork than a bank.
What electrical contractors owners use it for
Put the capital where it moves the needle most.
Wire and materials
Trucks and tools
Payroll and subs
Bridging unpaid invoices
Marketing
Shop and warehouse
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your electrical contractors business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
