Fuel for your engineering practice.
You bring on engineers and license costly software ahead of contracts that pay on long cycles, and client billing rarely keeps pace with your payroll. For engineering firms nationwide.
We know how engineering firms really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Invoice Factoring
Get paid now, not in 60 days.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou hire engineers before contracts fund.
The fair fixGet a decision in 24-48 hours and cover payroll ahead of revenue.
The squeezeProject payments trail the work by months.
The fair fixBridge the receivables gap with fixed, predictable payments you can plan around.
The squeezeSoftware and testing gear cost a fortune.
The fair fixFund tools now with interest-only options and no daily debit draining cash.
What engineers use it for
Put the capital where it moves the needle most.
Hiring engineers and techs
CAD and simulation software
Testing and field equipment
Office expansion
Business development
Bridging contract receivables
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for engineers
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your engineering firm?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.