Working capital for pharmacies.
You buy inventory up front while insurers reimburse on a slow clock, tying up your cash. For pharmacies across Louisiana and Texas.
We know how pharmacies really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeInventory ties up cash for weeks.
The fair fixFast funding to keep shelves stocked while reimbursements catch up.
The squeezeReimbursements arrive slowly.
The fair fixPredictable payments smooth the gap between filling and payout.
The squeezeA daily-debit lender squeezes you.
The fair fixFixed monthly payments, not daily withdrawals from your account.
What pharmacies owners use it for
Put the capital where it moves the needle most.
Drug and product inventory
Dispensing and robotics
Point-of-sale systems
Store build-outs
Compounding equipment
Payroll and pharmacists
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your pharmacies business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
