Cover the pipe before the payout.
You buy fixtures, pipe, and water heaters and pay your crew long before the invoice gets paid. Serving plumbing contractors across Louisiana and Texas.
We know how plumbing contractors really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeFixtures and pipe eat cash up front.
The fair fixFund materials for the job so you can start work without draining your account.
The squeezeAn old service truck breaks down.
The fair fixFund the truck or tools fast so your crews stay out on calls, not stuck.
The squeezeDaily-debit lenders squeeze every day.
The fair fixKeep fixed, predictable payments instead of a daily-debit merchant cash advance.
What plumbing contractors owners use it for
Put the capital where it moves the needle most.
Fixtures and materials
Trucks and tools
Payroll and subs
Bridging unpaid invoices
Marketing
Warehouse space
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your plumbing contractors business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
