Rental, flip, construction, and bridge financing for investors.
Whether it's your first rental or your twentieth flip, investor loans qualify on the deal — rent coverage, after-repair value, and equity — not your W-2. We arrange DSCR, fix & flip, ground-up construction, and bridge financing for investors nationwide.
We know how rental businesses really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
DSCR Rental Loan
Qualify on the rent, not your paystubs.
See terms & details →Fix & Flip Loan
Buy, renovate, resell — funded.
See terms & details →Ground-Up Construction Loan
Fund the build, draw by draw.
See terms & details →Real Estate Bridge Loan
Bridge the gap to your next move.
See terms & details →Cash-Out Refinance
Put your equity to work.
See terms & details →Rental Portfolio Loan
One loan for the whole portfolio.
See terms & details →Multifamily Loan
Apartment financing that pencils.
See terms & details →Commercial Real Estate Loan
Financing for income-producing and owner-occupied property.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeThe bank wants two years of tax returns for a rental that pays for itself.
The fair fixDSCR loans that qualify on the property's rent, not your personal income.
The squeezeThe deal needs to close in days, not a month.
The fair fixFix & flip and bridge programs built for speed, some without a full appraisal.
The squeezeYour equity is stuck in properties you already own.
The fair fixCash-out refinances and portfolio loans to fund the next purchase.
What investors use it for
Put the capital where it moves the needle most.
Buying long-term rentals
Fix & flip purchase and rehab
Ground-up construction
Cash-out to buy the next deal
Refinancing hard-money debt
Consolidating a portfolio
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your rental business?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
