Real Estate Bridge Loan
Bridge the gap to your next move.
Short-term, usually interest-only financing secured by real estate — in first or second position — to buy, reposition, refinance, or pay off costly debt until a sale or permanent loan.
Capco Capital is a commercial lending advisory firm that arranges financing as a loan broker, not a lender. Amounts, terms, and guidelines shown are general ranges that vary by lender, borrower, and (where applicable) property or collateral — they are not an offer or a commitment to lend.
Why Bridge
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
Who it's for
Investors and business owners with real-estate equity who need speed or flexibility a bank can't offer — including businesses using property equity to consolidate short-term debt.
We arrange financing for businesses nationwide, except in California.
What lenders typically look for
General market ranges across the programs we place — not a quote, and not a promise of approval. Your specialist confirms what fits your file.
| Typical amounts | About $100,000 to $15 million and up |
|---|---|
| Typical terms | About 6 months to 3 years, often interest-only |
| Leverage | Up to about 75% of value, first or second position |
| Business borrowers | Business-secured bridges look for about $50,000–$75,000+ a month in revenue and 6–12+ months in business |
| Exit | A clear plan: sale, refinance, or permanent loan |
| Paperwork | Property details, purchase contract or payoff, business financials if applicable |
| How fast | Often two to three weeks; faster with a clean title and appraisal. |
How it works
The same five steps for every deal we place — including the parts other lenders gloss over.
Pre-qualify
Two minutes, no credit pull. You get an instant read on your options.
Consult & apply
Talk it through with one of our team members, then submit the full application for your specific loan type — guided the whole way.
Match & negotiate terms
We package your file and place it with the lenders most likely to approve your deal. Offers come back; we compare them side by side and negotiate structure and pricing. You choose — nothing moves without you.
Underwriting & documents
Link your bank or upload documents once. Lenders often request additional documentation in underwriting — normal on nearly every deal, and we quarterback each request so nothing stalls.
Close & fund
Final approval, e-signatures, and closing on a real timeline — working capital in days, property on schedule. Then the capital lands.
Documents you'll typically need
A starting checklist for real estate bridge loan — your specialist confirms the exact list for your funder.
- 01Signed applicationapplication
- 02Photo ID (owner)id
- 03Subject property address & detailsproperty
- 04Property insurance quote / binderproperty
- 05Entity docs (operating agreement, EIN letter)entity
- 062 months bank statements (reserves & cash to close)bank
- 07Purchase contract or current mortgage statementproperty
Industries we often advise on for Real Estate Bridge Loan
Where real estate bridge loan is one of the best-fit options for how the business earns.
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