Working capital for urgent care.
Patient volume can spike overnight, and you need staff and supplies ready before the reimbursements catch up. For urgent and acute care centers nationwide.
We know how urgent care centers really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeVolume spikes outrun your cash flow.
The fair fixPredictable payments help you staff up for busy seasons.
The squeezeDiagnostic gear needs replacing fast.
The fair fixFast funding for X-ray, lab, and point-of-care equipment.
The squeezeOpening a new site strains reserves.
The fair fixFunding for build-outs, with many deals closing in under a week.
What operators use it for
Put the capital where it moves the needle most.
Point-of-care diagnostics
X-ray and lab equipment
New location build-outs
Staffing and payroll
Medical supplies
Billing and EHR systems
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for urgent & acute care
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your urgent care center?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
