Free Calculator

Fix & Flip Profit Calculator

Purchase, rehab, ARV, and financing costs — your projected profit and ROI.

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$
$
mo
%
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pts
%
Estimated net profit
$36,656
Return on cash invested
109%
Cash needed (down + rehab share)
$33,750
Financing cost (interest + points)
$14,344

Estimate only — excludes utilities, staging, and overruns. The classic screen is the 70% rule: purchase + rehab ≤ 70% of ARV leaves margin for surprises.

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Common questions

What is the 70% rule?

A quick screen: your purchase price plus rehab budget should be at or under 70% of the after-repair value (ARV). It leaves margin for financing costs, selling costs, and surprises.

How much of a flip can be financed?

Fix-and-flip loans commonly cover 80–90% of the purchase and up to 100% of the rehab budget (drawn as work completes), subject to an overall percentage of ARV. Experience and credit affect leverage.

What costs do new flippers forget?

Carrying costs (interest, utilities, insurance, taxes while you hold), selling costs (agent commissions and closing fees, often 7–9% of ARV), and rehab overruns. This calculator includes financing and selling costs — pad your rehab number.

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