SBA Microloan
Small-dollar SBA funding to get going.
Up to $50,000 through SBA-approved intermediaries — ideal for startups and smaller capital needs.
Capco Capital is a loan broker, not a lender. Programs, amounts, rates, and terms shown are examples that vary by lender, borrower, and (where applicable) property or collateral — availability is not guaranteed.
Why Microloan
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
How it works
The same five steps for every deal we place — including the parts other lenders gloss over.
Pre-qualify
Two minutes, no credit pull. You get an instant read on your options.
Consult & apply
Talk it through with one of our team members, then submit the full application for your specific loan type — guided the whole way.
Match & negotiate terms
We package your file and place it with the lenders most likely to approve your deal. Offers come back; we compare them side by side and negotiate structure and pricing. You choose — nothing moves without you.
Underwriting & documents
Link your bank or upload documents once. Lenders often request additional documentation in underwriting — normal on nearly every deal, and we quarterback each request so nothing stalls.
Close & fund
Final approval, e-signatures, and closing on a real timeline — working capital in days, property on schedule. Then the capital lands.
What you'll typically need
A starting checklist for sba microloan — your specialist confirms the exact list for your funder.
- 01Signed applicationapplication
- 02Photo ID (owner)id
- 033 months of business bank statementsbank
- 04SBA Form 1919 (Borrower Information)sba
- 05SBA Form 413 (Personal Financial Statement)sba
- 062 years business tax returnstax
- 072 years personal tax returns (each 20%+ owner)tax
- 08Year-to-date P&L and balance sheetfinancials
- 09Business debt schedulefinancials
- 10Use of proceeds breakdownapplication
Capco Capital is a loan broker — not a lender, and not affiliated with the U.S. Small Business Administration. SBA loans are made by participating lenders. Submitting an inquiry does not guarantee approval or specific terms.
