Short-Term Rental Loan
Financing built for STR income.
Loans for Airbnb and vacation rentals that count short-term rental income toward qualification.
Capco Capital is a loan broker, not a lender. Programs, amounts, rates, and terms shown are examples that vary by lender, borrower, and (where applicable) property or collateral — availability is not guaranteed.
Why STR
Typical highlights — actual eligibility and terms depend on the funding partner and your qualifications.
- STR income counts
- No personal income docs
- Purchase or refinance
- Entity borrowers welcome
How it works
- Answer a few quick questions — it won't affect your credit.
- We match your file to the best-fit funding partner for STR.
- You review terms and, once approved, funds are on the way.
What you'll typically need
A starting checklist for short-term rental loan — your specialist confirms the exact list for your funder.
- Signed application
- Photo ID (owner)
- Subject property address & details
- Property insurance quote / binder
- Entity docs (operating agreement, EIN letter)
- 2 months bank statements (reserves & cash to close)
- STR income history (12 months)
Check your options in two minutes
Instant pre-qualification with no credit pull. A specialist follows up with next steps.
Real-estate financing is arranged through licensed third-party lending partners. Product availability, rates, and terms vary by state and property type. Capco Capital is a broker, not a lender.
