Funding for assisted living and nursing homes.
Resident care runs around the clock while payer reimbursements arrive on their own schedule. For assisted living and nursing homes nationwide.
We know how care facilities really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Equipment Financing
Get the equipment. Keep your cash.
See terms & details →Commercial Real Estate Loan
Financing for income-producing and owner-occupied property.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezePayroll never stops, but payers lag.
The fair fixPredictable payments keep staffing steady between reimbursements.
The squeezeRenovations and upgrades cost a lot.
The fair fixFast funding for room, safety, and facility improvements.
The squeezeSlow banks delay needed repairs.
The fair fixDecisions in 24 to 48 hours, many funding in under a week.
What operators use it for
Put the capital where it moves the needle most.
Facility renovations
Resident room upgrades
Medical and safety equipment
Staffing and payroll
Kitchen and dining build-outs
Vehicles and transport
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for assisted living & nursing homes
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your care facility?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
