Capital that keeps your studio drawing.
You staff up and buy software for projects that won't bill for months, while client payments lag well behind the hours you've already put in. For architectural firms nationwide.
We know how architecture firms really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Invoice Factoring
Get paid now, not in 60 days.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou add designers before the project bills.
The fair fixCover new hires in days with fixed payments, not a daily-debit cash advance.
The squeezeDraw payments arrive long after the work.
The fair fixBridge the receivables lag with fast funding and interest-only options.
The squeezeNew design software and hardware run steep.
The fair fixFund licenses and workstations now with far less paperwork than a bank.
What architects use it for
Put the capital where it moves the needle most.
Hiring designers and drafters
Design and modeling software
Plotters and workstations
Studio build-out
Marketing and portfolio work
Bridging draw payments
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for architects & architectural services
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your architecture firm?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
