Stock and sell without cash strain.
You buy inventory and staff a sales team well before customers pay on their terms, and large purchase orders can lock up your cash for weeks. For IT hardware resellers nationwide.
We know how IT hardware businesses really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Purchase Order Financing
Fund the order before you're paid.
See terms & details →Inventory Financing
Turn inventory into working capital.
See terms & details →Invoice Factoring
Get paid now, not in 60 days.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeYou pay for inventory before it sells.
The fair fixFund purchase orders fast with fixed payments you can plan around.
The squeezeCustomer net-terms delay your cash.
The fair fixBridge receivables in days, not with a daily debit draining every sale.
The squeezeBig orders strain what you can carry.
The fair fixGet a decision in 24-48 hours and far less paperwork than a bank.
What owners use it for
Put the capital where it moves the needle most.
Purchasing inventory
Hiring sales staff
Warehouse and shelving
Sales and CRM software
Marketing and outreach
Bridging customer receivables
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for IT hardware sales
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your IT hardware business?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
