Keep your shelves stocked and cash free.
Parts inventory eats your cash, and the customer who needs a part today won't wait until payday. Serving auto parts stores across Louisiana and Texas.
We know how auto parts stores really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeInventory ties up cash on the shelf.
The fair fixGet funding to stock fast-movers without draining your operating account.
The squeezeSuppliers want cash, customers want credit.
The fair fixBridge the gap with fixed, predictable payments instead of a daily-debit MCA.
The squeezeA slow bank makes you miss buying deals.
The fair fixGet a decision in 24 to 48 hours and jump on bulk pricing while it lasts.
What auto parts stores owners use it for
Put the capital where it moves the needle most.
Parts inventory
Shop equipment
Delivery vehicles
Point-of-sale systems
Payroll
Marketing
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your auto parts stores business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
