Fund the upgrade that keeps cars coming.
New equipment and a fresh look bring in the traffic, but pumps, dryers, and bays cost real money up front. Serving car washes nationwide.
We know how car washes really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Equipment Financing
Get the equipment. Keep your cash.
See terms & details →SBA 504 Loan
Own your building. Grow your business.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Equipment Sale-Leaseback & Cash-Out
Turn paid-off equipment into working capital.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeWash equipment breaks and stops the line.
The fair fixFund repairs or replacements fast so your bays never sit idle for long.
The squeezeSlow winter months squeeze cash flow.
The fair fixChoose flexible, interest-only options to ride out the seasonal dips.
The squeezeA bank loan takes weeks you don't have.
The fair fixGet a decision in 24 to 48 hours with far less paperwork than a bank.
What owners use it for
Put the capital where it moves the needle most.
Wash equipment
Bays and tunnels
Vacuum stations
Site improvements
Payroll
Marketing
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for car washes
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most deals here are secured by equipment, trucks, receivables, or property — but if you need cash-flow financing, that path qualifies differently.
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your car wash?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
