Stock the lot before the season hits.
Buyers show up ready to ride, and an empty lot sends them straight to the next dealer. Serving ATV and golf cart dealers nationwide.
We know how dealerships really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
How each option works
The programs our lending partners actually offer businesses like yours. Not sure which one? Check your options and we'll match the structure to the deal.
Inventory Financing
Turn inventory into working capital.
See terms & details →Working Capital Loan
Money for payroll, stock, and the slow months.
See terms & details →Business Line of Credit
Draw what you need, when you need it.
See terms & details →SBA 7(a) Loan
The most flexible SBA loan there is.
See terms & details →Want the full picture first? Get a free Capital Position Report — where your business stands and what it likely qualifies for.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeFloor inventory ties up all your cash.
The fair fixFund your lot so you can stock the models buyers actually want.
The squeezeSales spike hard with the seasons.
The fair fixUse flexible, interest-only options to gear up before your busy months.
The squeezeDaily-debit lenders drain your register.
The fair fixKeep fixed, predictable payments instead of a daily-debit merchant cash advance.
What dealers use it for
Put the capital where it moves the needle most.
Floor inventory
Parts and accessories
Service tools
Showroom buildout
Payroll
Marketing
Related industries
Businesses with a similar cash-flow rhythm, and the financing we see them use.
Tools and guides for ATV & golf cart dealers
Run the numbers
Compare side by side
Guides & related financing
From our insights
What it takes to qualify
Most operators here start with business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (equipment) to 640+ (rental property)
- Equity or down payment — typically up to ~75% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your dealership?
Two minutes, no obligation, no credit impact. Or call (337) 270-2036.
