Working capital for bars and taverns.
From restocking the well to fixing the tap system before Friday night, you need cash that moves as fast as your bar does. Serving bars and taverns across Louisiana and Texas.
We know how bars & taverns really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeA busted draft system kills a whole weekend.
The fair fixFast funding to repair taps, coolers, and lines so the beer keeps pouring.
The squeezeDaily-debit MCAs bleed you dry on slow nights.
The fair fixFixed, predictable payments instead of a merchant cash advance draining your register daily.
The squeezeBig inventory buys tie up all your cash.
The fair fixWorking capital to stock liquor and beer for the season without emptying the bank.
What bars & taverns owners use it for
Put the capital where it moves the needle most.
Draft & tap systems
Liquor & beer inventory
Coolers & ice machines
Sound & lighting upgrades
Patio & seating build-outs
POS & security systems
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your bars & taverns business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
