Cafés & Coffee Shops

Working capital for cafés and coffee shops.

Whether it's a new espresso machine or bean orders for the morning rush, you need funding that keeps pace with your line out the door. Serving cafés and coffee shops across Louisiana and Texas.

Zero risk to apply: no credit impact, no obligation. Two minutes now — decisions in 24–48 hours.

The pressure points we solve

The cash-flow squeezes we hear about most — and the fair fix for each.

The squeezeA dead espresso machine stops every sale.

The fair fixFast funding to replace grinders and espresso machines so the morning rush never stalls.

The squeezeBank paperwork drags on for weeks.

The fair fixFar less paperwork than a bank, with a decision in 24 to 48 hours and a real human guiding you.

The squeezeBean and dairy prices swing hard.

The fair fixWorking capital to lock in bulk buys when prices are right, on fixed and predictable payments.

What cafés & coffee shops owners use it for

Put the capital where it moves the needle most.

Espresso machines & grinders

Bulk bean & dairy orders

Pastry cases & fridges

Café furniture & patio

POS & mobile ordering

Storefront renovations

What it takes to qualify

Simple, common-sense guidelines — and far less paperwork than a bank.

A brick-and-mortar business (no home-based businesses)
Open and operating for at least 30 days under current ownership
Minimum annual sales of $200,000 (about $17,000 per month)
A guarantor with a personal Equifax score around 575 or higher
No more than two outstanding cash advances
Single-entity approvals up to $500,000; multi-entity up to $750,000
Repayment terms from 12 to 36 months
No tax returns or financial statements required to apply

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Ready to fund your cafés & coffee shops business?

Two minutes, no obligation, no credit impact. Or call (337) 344-9939.

Risk-Free — Apply NowNo credit impact · No obligation · 2 min