Working capital for ice cream and yogurt shops.
Summer packs your shop and winter empties it, so you need funding built for a business that runs hot and cold. Serving ice cream and yogurt shops across Louisiana and Texas.
We know how ice cream & yogurt shops really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeA freezer failure ruins your whole stock.
The fair fixFast funding to fix or replace freezers before a single tub melts.
The squeezeWinter months barely cover the rent.
The fair fixInterest-only options for the cold season so payments shrink when foot traffic does.
The squeezeSummer demand outruns your machines.
The fair fixWorking capital for soft-serve machines and inventory so you never turn a line away.
What ice cream & yogurt shops owners use it for
Put the capital where it moves the needle most.
Soft-serve & batch freezers
Walk-in freezers
Bulk mix & topping orders
Seasonal staff
Cups, cones & packaging
Storefront & signage
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your ice cream & yogurt shops business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
