Working capital for home healthcare.
You pay caregivers every week while insurers and Medicare take far longer to reimburse. For home healthcare agencies across Louisiana and Texas.
We know how home healthcare really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezePayroll is due before you get paid.
The fair fixPredictable payments bridge the gap until reimbursements arrive.
The squeezeGrowing your caseload strains cash.
The fair fixFast funding to hire and onboard caregivers quickly.
The squeezeBanks won't move at your speed.
The fair fixDecisions in 24 to 48 hours with far less paperwork.
What home healthcare owners use it for
Put the capital where it moves the needle most.
Caregiver payroll
Recruiting and onboarding
Vehicles and fleet
Portable medical equipment
Scheduling software
Office expansion
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your home healthcare business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
