Stock the hardware before the install.
You buy locks, cameras, and access gear up front while commercial jobs pay you weeks after the work is done. Serving locksmiths and security installers across Louisiana and Texas.
We know how locksmiths & security really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeHardware costs land before you get paid.
The fair fixFund locks, cameras, and gear up front so a big install never waits on cash.
The squeezeSlow-pay commercial jobs tie up cash.
The fair fixBridge the wait with fixed, predictable payments while the invoice clears.
The squeezeDaily-debit lenders bleed you dry.
The fair fixKeep fixed, predictable payments instead of a daily-debit merchant cash advance.
What locksmiths & security owners use it for
Put the capital where it moves the needle most.
Locks and hardware
Vans and tools
Payroll and subs
Bridging unpaid invoices
Marketing
Shop and storage
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your locksmiths & security business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
