Buy the inventory before it sells.
You pay suppliers up front to fill the warehouse while your retail buyers take net terms to pay you back. Serving wholesale distributors across Louisiana and Texas.
We know how wholesale distribution really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeInventory ties up your working cash.
The fair fixFund bulk buys so you can stock fast-movers without draining your account.
The squeezeBuyers want terms, suppliers want cash.
The fair fixBridge the gap with fixed, predictable payments instead of a daily-debit MCA.
The squeezeA slow bank makes you miss buying deals.
The fair fixGet a decision in 24 to 48 hours and jump on volume pricing while it lasts.
What wholesale distribution owners use it for
Put the capital where it moves the needle most.
Bulk inventory
Trucks and forklifts
Payroll and staff
Bridging unpaid invoices
Marketing
Warehouse space
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your wholesale distribution business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
