Financing for cosmetic surgery practices.
Lasers, injectables, and a polished suite drive elective bookings, but they take real capital to launch. For cosmetic and plastic surgery practices across Louisiana and Texas.
We know how cosmetic & plastic surgery really run.
Financing built around your industry's real cash-flow rhythm — not a one-size-fits-all bank box.
The pressure points we solve
The cash-flow squeezes we hear about most — and the fair fix for each.
The squeezeLasers and devices are pricey to add.
The fair fixFast funding for lasers, injectables, and surgical equipment.
The squeezeElective demand swings by season.
The fair fixInterest-only options give you room during slower months.
The squeezeA daily-debit MCA hurts your flow.
The fair fixFixed monthly payments, never daily withdrawals from your account.
What cosmetic & plastic surgery owners use it for
Put the capital where it moves the needle most.
Aesthetic lasers and devices
Surgical suite equipment
Injectable and product inventory
Suite renovations
Marketing and branding
Front-desk software
What it takes to qualify
Most operators here use business capital — but if you're financing property or equipment, that path qualifies differently.
Business Capital
- Operating at least a few months under current ownership
- Roughly $17,000+ per month in business revenue
- Personal credit around 575+ on most programs
- Not over-extended on existing cash advances
- Bank statements usually enough to start — no tax returns to check options
Real Estate & Assets
- Credit generally 620+ (some programs start lower)
- Equity or down payment — up to ~80% loan-to-value
- The property's income covers the payment (DSCR programs)
- No tax returns required on most DSCR programs
- Entity docs, insurance, and a purchase contract or payoff statement
Guidelines are typical ranges across our lender network, not a commitment to lend — every deal is reviewed individually.
Ready to fund your cosmetic & plastic surgery business?
Two minutes, no obligation, no credit impact. Or call (337) 344-9939.
